PenFed Credit Union Personal Loan
| APR | 6.09% |
|---|
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| APR | 6.09% |
|---|
⚡ Minutes (online decision)
| APR | 4.67–21.99% |
|---|
⚡ Approved in as little as 1 hour, funded next business day
| APR | 5.96–35.99% |
|---|
| APR | 2.99–16.38% |
|---|
⚡ Same day (online decision)
⚡ Pre-approval in minutes, closing in 3 weeks
| APR | 5.5–7.5% |
|---|
| APR | 6.53–35.99% |
|---|
⚡ Quick online pre-approval
| APR | 5.24–18.0% |
|---|
⚡ Same day for existing customers
| APR | 5.74–19.99% |
|---|
⚡ Check rate in minutes with no impact on credit score
| APR | 4.15–14.9% |
|---|
⚡ Funding in as few as 5 days
| APR | 6.75–15.0% |
|---|
| APR | 0.0–36.0% |
|---|
⚡ Same day
| APR | 5.49–19.99% |
|---|
⚡ Same day funding available
| APR | 7.74–35.49% |
|---|
⚡ Minutes for prequalification
| APR | 4.44–8.99% |
|---|
⚡ Talk to an Equity Expert for quick assessment
| APR | 8.5–11.5% |
|---|
⚡ 24-72 hours
| APR | 6.25–35.99% |
|---|
⚡ Same day
| APR | 5.49–17.99% |
|---|
⚡ 2-4 business days
| APR | 5.99–24.99% |
|---|
⚡ Apply online, quick credit decision
| APR | 2.09–17.99% |
|---|
NetCredit offers loans up to $10,000 with APRs from 34% to 36%. Next-day approval makes it an option for emergencies, but the rates are steep.
APR on personal loans can range from under 6% to over 36%. Understanding what drives your rate helps you know whether an offer is competitive or if you should keep shopping.
Refinancing student loans can lower your interest rate and monthly payment, but it's not right for everyone. Here's how to evaluate whether refinancing makes sense for your situation.